TERMS AND CONDITIONS

These terms and conditions (the "Terms and Conditions") govern the use of www.unrl.io (the "Site"). This Site is owned and operated by UNRL Media Inc. This Site is an ecommerce website.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY.

Intellectual Property

All content published and made available on our Site is the property of UNRL Media Inc and the Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Site.

Acceptable Use

As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:

- Harass or mistreat other users of our Site;

- Violate the rights of other users of our Site;

- Violate the intellectual property rights of the Site owners or any third party to the Site;

- Hack into the account of another user of the Site;

- Act in any way that could be considered fraudulent; or

- Post any material that may be deemed inappropriate or offensive.

If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.

Sale of Services

These Terms and Conditions govern the sale of services available on our Site. The following services are available on our Site:

UNRL Membership.

The services will be paid for in full when the services are ordered.

These Terms and Conditions apply to all the services that are displayed on our Site at the time you access it. All information, descriptions, or images that we provide about our services are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all services we provide. You agree to purchase services from our Site at your own risk.

We reserve the right to modify, reject or cancel your order whenever it becomes necessary.

If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any refund.

Third Party Goods and Services

Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of goods and services made available by third parties on our Site. Subscriptions

Your subscription automatically renews and you will be automatically billed until we receive notification that you want to cancel the subscription. To cancel your subscription, please follow these steps:

If Client's elect to cancel within the trial period

there will be no penalties or fees collected on the 8-week contract, however no refunds for unused call

time will be provided.

For this to apply you must cancel on day 4 of your trial period in written form to

finance@unrl.io. If cancellation does not happen on day 4, items 13 through 15 will apply.

All Clients are given the opportunity to trial our calls on a 1-week basis(5 business days) prior to committing to our 8-week program. The renewal date for your weekly subscription will be set based on the first day you take phone calls.

If a cancellation request is made after day 4 of your trial, your account may be charged the full weekly subscription. The renewal date for your weekly subscription will be set based on the first day you take phone calls. A refund will be provided less a 15% processing fee.

If a cancellation request is made during your 8-week period you will be required to satisfy any remaining days left on your subscription. A penalty of 20% of your remaining subscription balance of 8-weeks will be billed and will be your responsibility. All cancellation requests must be sent in written form to finance@unrl.io.

Payments

We accept the following payment methods on our Site:

- Credit Card;

- PayPal;

- Debit; and

- Direct Debit.

When you provide us with your payment information, you authorize our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorize us to charge the amount due to this payment instrument. If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to cancel or reverse your transaction.

Consumer Protection Law

Where the Consumer Protection Act, or any other consumer protection legislation in your jurisdiction applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and remedies under that legislation. These Terms and Conditions will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and Conditions and that legislation, the mandatory provisions of the legislation will apply.

Limitation of Liability

UNRL Media Inc and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.

Indemnity

Except where prohibited by law, by using this Site you indemnify and hold harmless UNRL Media Inc and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the Province of Ontario. Dispute Resolution Subject to any exceptions specified in these Terms and Conditions, if you and UNRL Media Inc are unable to resolve any dispute through informal discussion, then you and UNRL Media Inc agree to submit the issue first before a non-binding mediator and to an arbitrator in the event that mediation fails. The decision of the arbitrator will be final and binding. Any mediator or arbitrator must be a neutral party acceptable to both you and UNRL Media Inc. The costs of any mediation or arbitration will be paid by the unsuccessful party.

Notwithstanding any other provision in these Terms and Conditions, you and UNRL Media Inc agree that you both retain the right to bring an action in small claims court and to bring an action for injunctive relief or intellectual property infringement.

Additional Terms

CODE OF CONDUCT WHILE USING OUR SERVICES

By using our products or services you agree to follow our Code of Conduct, furthermore you understand the action taken for being found in violation may result in your forfeiture of any

outstanding balance with UNRL.

As an insurance agent or producer, you fulfill an important economic task. As insurance coverage is largely in need of explanation, insurance companies distribute their products via

qualified insurance intermediaries, known as producers or agents. They are thereby the indispensable link between the insurer and the customer. Customer service is a demanding task: The variety of risks occurring, the development of social security systems, the resulting variety of insurance options and insurance forms and the need of explanation of the terms of insurance and risk/ reward potentials require a qualified and competent insurance agent with appropriate expertise to guide a customer’s fully-informed decision that is suited to the particular customer.

t is an insurance agent’s task to consult the prospectively insured or insured person about the coverage necessary and sufficient for him/her before insurance coverage is bound and to properly and responsibly advise and support him/her during the contract period. The successful execution of these tasks requires a relationship built on trust between the insured

and the insurance agent. Nevertheless, even for the most valued and trusted advisor, long-term success is only guaranteed if the agent fulfills certain prerequisites and obligations.

Furthermore, we expect all agents to maintain a degree of decorum and adhere to a set of ethical guidelines:

1. The Agent represents a high level of qualification of the profession.

2. The Agent follows the precepts of honesty, competence, and financial care.

3. The Agent refrains from acts that are not in accordance with fair competition, including but

not limited to refraining from acts in violation of unfair competition laws, such as the Sherman

Act and the Clayton Act, Anti-Boycott laws and regulations, the Foreign Corrupt Practices Act,

and the laws and regulations administered by the Office of Foreign Assets Control.

4. Relationships with the Agent should be characterized by trust and partnership. The Agent

should respect the personal dignity, privacy, and personal rights of each individual, act openly,

and be tolerant.

5. The baseline for any action is compliance with contractual obligations and the law. Agents will carefully and thoroughly fulfill their contractual duties and responsibilities while complying

with all laws and regulations. If you are found to be engaging in prohibited activities or in violation of our Code of Conduct, you will be subject to immediate removal from our services. Any outstanding balance will be forfeit and may be refunded in accordance with our policies.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows:

(972) 472-2476

team@unrl.io

772 Homeview Road, London, Ontario, N6C 5S6

You can also contact us through the feedback form available on our Site.

Effective Date: 1st day of June, 2023